I know a guy who has a landscaping company, who as all but admitted to being a miser. The bills are paid, and his belly is full, and the rest of the money is held up like hostages in the bank.

What he and many of us don't realize is that only $250,000.00 per depositor per institution is FDIC insured. If your bank goes down in flames, your money will be the ashes. (Metaphorically speaking)

You bet, after our discussion, his wheels were spinning, and now there is more to consider.

I am sure it's nice to look at that big, beautiful balance on that deposit receipt, however, if the amount is past a certain point, it's not safe, and any interest earned most likely won't outpace inflation.

And that doesn't just affect CDs. The same is true for 401ks.

 In fact, as lovely as it is to be able to save a significant amount for retirement, inflation will reduce your purchasing power as well as the 401k being extremely vulnerable to the stock market, and crisis situations.

I bring this up for a reason.

It's getting really real. It's always been real, however these days, it's on another level.

Some of us will not be able to live off of the retirement that is currently in place.

Many of us will need long term care when we get older. Do you have a plan in place, or will your savings or 401k cover the costs, essentially depleting you of your retirement?

What You Should Seek In A Retirement Plan….  

Protected Capital. You don’t want your savings lost in an economic crisis.

Growth Potential. We absolutely want our retirement savings to earn returns.

Guaranteed payouts. No matter what, you should get fixed, regular lifetime minimum payments.

Tax Efficiency. Having favorable tax conditions when contributing or withdrawing from your savings.

Wealth Transfer. Being able to leave funds for loved ones or causes at the end of life.

Flexibility. Having the freedom to make choices with YOUR money, from early retirement to liquidation options.

Financial Security. The promise of a worry-free, well-funded retirement.

The Fact Of The Matter Is This….

It’s important for you to know where your money is and what it is doing. No matter what happens in life, you should be covered, and it is extremely possible to be. It is sad to see people who have been overwhelmingly successful in their businesses only to have to deal with life and its many curveballs and left without the ability to leave anything for their families. It has happened so many times.

The dollar today will not have the same purchasing power 20 and 30 years from now. Let’s not forget about the taxes that will be paid upon withdrawal. Cover your a#$. It’s a very cold world without that blanket.

Quote of the day

Thank you.

I appreciate you. Thank you for opening up this email and reading it. I hope that it helps in some way, and that it gets conversations started. I want to be comfortable all the way until my end, and I want that for you too. Please enjoy the rest of this week and do at least ONE thing that really makes you happy. And please don’t use not having enough time to be a reason to not fulfil this request. Be well and take care.🤗

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