Build It, And They Will Come

Making Daily Progress ~Issue #38

November 12, 2025

Protecting Your Personal Assets~

Where do you shop?

For your business that is.

You know I’m a stickler for the business being liable for its own debts, with no personal guarantees!

One of the easiest ways to start building that credit is by being strategic about where you shop.

Here’s a list of companies that sell products or services most businesses need.

They usually report your ON-TIME payments to the business credit bureaus, like Dunns & Bradstreet, Experian Business, Equifax Business.

  • Uline-Shipping, packaging, industrial + janitorial supplies

  • Grainger- Industrial, maintenance + facility management supplies

  • Quill- Office supplies, electronics, and breakroom essentials

  • Staples Business Advantage- Office supplies technology, and furniture

  • Newegg Business- Electronics, computers, IT equipment

  • HD Supply (Home Depot Pro Institutional)- maintenance repair +operations

  • Crown Office Supplies- Office supplies and various business essentials

It is important to verify with the credit department before setting up an account as reporting policies can change. As of now, these report.

A woman with red shirt holding her chest saying "My credit score has been increased by 200 points."

Also, eCredable (incredible if you ask me) allows you to link and report recurring business bills (utility, phone, internet) as tradelines to D&B, Experian, and Equifax.

If you are strictly using revenue from your business to pay your business expenses (which I hope you are) and on time, then it is no reason why your business can’t get the credit.

Build a strong credit foundation, and more access to funds will come. The ability to grow and scale with ease will come. Having lower interest rates, will come.

And you will stop being personally liable!!!!! 😁

Quote of the day

James Stewart asking "Am I talking too much?"

‘Be sympathetic with the other person’s ideas and desires.’

~Dale Carnegie

I watched it in real time. A woman wanted to talk about renovating her home and what she wanted, and what was important to her, well at least that is what she attempted to do. She barely got a word in.

I guess her ideas weren’t to the liking of the contractor, and he started going on and on about other things she could do, and what would be better. Maybe he was trying to get her to spend more money. I am not sure. I do know she didn’t walk away as excited as she was when she first walked up. He did not get the business.

Some of us have to realize, that there is a whole other world well many, outside of the space between our ears. It’s not always about what WE want. When it comes to clients and customers, it’s ALWAYS about what they want, and if you can help or not.

Thank you.

I hope you are having a great week. We are still here, and I am grateful for it. Thank you for being a subscriber and for your support. I am always going to express how much it means to me. It is something wonderful to think about during the difficult times. Please take care. 🤗

How I can help~

✨ Imagine a world where your finances are clear, organized, and optimized. My diagnostic, cleanup, and management services for QuickBooks Online accounts will give you the confidence that your books are accurate and up to date, freeing you from financial stress and giving you the clarity you need to make smart, strategic decisions for your business's future. I am also a FreshBooks Collaborative Partner. Click here to schedule a consultation.

✨ Modernize your business operations with Thryv's complete digital platform. From CRM to social media, manage everything in one place. Official partner.

✨ Your credit health is the key to unlocking new possibilities. A strong credit profile, both business and personal, is a powerful asset that can secure better financing, lower costs, and enhance your business's credibility. I will guide you through the process of building and maintaining excellent credit, transforming it from a roadblock into a launching pad for your future goals. Let’s get the process started.

✨ Where is your money being kept for retirement? Are you protected from marketplace dips, inflation, tax hikes, global financial crises? Are you and your family financially secured for the future? We don’t offer the best product we have; we find the best product FOR YOU, with the best company of your choosing that best fits your needs. Schedule a consultation.

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